:::Welcome to Habib Finance Ltd of UAE:::
+971 4 228 3100

Rate And Charges

Home  Rate And Charges


Rates & Fee Charges

ATM charges

Fee
Card issuing Free ( deposit ≥ $1,000)
Transactions Free
Card replacement RM $ 2.00

2. Installment Deposits (Minimum Opening Balance=RM 10.00)

Terms Rates
6 Months 3.00% p.a
12 Months 4.50% p.a
24 Months 5.00% p.a
36 Months 5.50% p.a

4. Fixed Deposit

Product Name RM KHR
3 months 3.00% p.a 3.25% p.a
6 months 4.00% p.a 4.25% p.a
12 months 5.25% p.a 5.50% p.a
18 months 5.50% p.a 5.75% p.a
24 months 5.75% p.a 6.00% p.a
36 months 6.25% p.a -
48 months 6.50% p.a -
60 months 6.75% p.a -

Large Loan

Loan Amount From RM 500,000 to 10% Net worth
Interest Rate To be 9%p.a to 10%p.a
Processing Fee 1% of loan amount
Loan Period Up to 48 Months
Loan repayment Bullet pay 1% plus interest / Installment
Collateral Land and building

Small Loan

Loan Amount From RM 10,000 to RM 50,000
Interest Rate To be 13%p.a to 15%p.a
Processing Fee 1% of loan amount
Loan Period Up to 72 Months
Loan repayment 3 repayment
Collateral Land and building

Housing Loan

Loan Amount Up to RM 150,000
Loan Approved Up to 70% of house value
Deposit To be 30% of house value
Interest Rate To be 11%p.a for soft title deed and 10%p.a for hard title deed
Processing Fee 1% of loan amount
Loan Period UP to 15 years
Loan repayment Amortization/Installment
Collateral Land and building

Motor Loan

Loan Amount Up to RM 2,000
Loan Approved Up to 70%
Deposit To be 30%
Interest Rate To be 18%p.a
Processing Fee 1% of loan amount
Loan Period UP to 36 months
Loan repayment Amortization/Installment
Collateral Moto or Land and building

Deposits

1. Saving Deposits (Minimum Opening Balance=RM 5.00)

Term Interest Rate
RM
KHR
1 year
1% p.a
1.25% p.a

3. Premier Installment Deposits (Minimum Opening Balance=RM 500.00)

Terms Rates
6 Months 4.00% p.a
12 Months 5.00% p.a
24 Months 5.50% p.a
36 Months 6.00% p.a

5. Fixed Deposit with Monthly Interest Payment

Product Name RM KHR
3 months 2.75% p.a 3.00% p.a
6 months 3.75% p.a 4.00% p.a
12 months 4.75% p.a 5.00% p.a
18 months 5.00% p.a 5.30% p.a
24 months 5.25% p.a 5.60% p.a
36 months 5.50% p.a -
48 months 5.75% p.a -
60 months 6.00% p.a -

Medium Loan

Loan Amount More than RM 50,000 to Under RM 500,000
Interest Rate To be 10%p.a to 12%p.a
Processing Fee 1% of loan amount
Loan Period Up to 48 Months
Loan repayment 3 repayment
Collateral Land and building

Micro Loan

Loan Amount More than RM 2,000 to Under RM 10,000
Interest Rate To be 15%p.a to 18%p.a
Processing Fee 1% of loan amount
Loan Period Up to 36 Months
Loan repayment Installment
Collateral Land and building

Car Loan

Loan Amount Up to RM 200,000
Loan Approved Up to 70%
Deposit To be 40% to 50% of car value
Interest Rate To be 9%p.a
Processing Fee 1% of loan amount
Loan Period UP to 60 Months
Loan repayment Amortization/Installment
Collateral Car or Land and building
">